If you own a small business, there is no reason to not have insurance on your business. Even when things are going well, you need to make sure you’ve got insurance to cover yourself in the event of an accident or criminal activity. If something is stolen or maliciously destroyed, you want to be able to have it replaced.
Having accident lawyers is good for inadvertent loss of property. However, you want to make sure your insurance also covers malicious activity, such as vandalism, theft and the like. Lawyers can be helpful in suing the responsible party, but this often won’t result in renumeration for the lost value.
That’s where insurance comes in. While most criminals can’t be expected to have the funds to pay for the damages they cause, your insurance company should be able to cover those costs. Just make sure you’re paying the right amount to keep your business covered!